About us
Our history
Our origin
» W-HA was created in 2000 to support the enhancement of services and content provided by publishers on the fixed and mobile Internet.
» W-HA is responsible for the implementation of multi-operator kiosk systems enabling these publishers to be remunerated by means of the fixed or mobile operator invoice.
Our engagements
» availability (redundant platform operated 24/7/365 internally)
» security (PCI-DSS certification acquired and confirmed since 2012)
» agility (ownership of platform sources and development exclusively internally)
» the service (internal tray 100% dedicated to the hotline editors and merchants)
Our key dates
2000
Society creation
2001
Approval by the bank of France as a financial company
2002
Launch of “premium on bill” services on Internet (Wanadoo)
2003
Launch of “premium on bill” services on mobile (Orange)
2004
1st operating result positive (and remained positive every year since that period)
2008
Launch of the services of the Ticket range, 1st issue of Electronic Money
2008
Opening of the hub connected to some 15 African countries for the international airtime transfer
2011
1 billion payment transactions (cumulative since opening)
2012
First PCI-DSS certification
2013
Admission as member of GIE CB and member Visa / MasterCard
2013
Evolution in the status of Electronic Money Establishment approved by the ACPR
2014
Launch of W-HA’s new visual identity
2014
Commercial launch of Orange Paiement pro, the first non-bank offer on the mPOS market
2016
Commercial launch of Orange Money, of which W-HA is the issuer and manager in France
2018
Commercial launch of API-money, an electronic money account management solution
2020
Commercial launch of Contodeo, online and mobile bank card collection solution
Our job
A specialist in the payments industry with a dual expertise technical and regulatory
» not only a Digital Services Company with recognized technical skills
» but also an Electronic Money Establishment with established regulatory competences
W-HA implements, for key accounts, complete payment ecosystems
» which allow professionals (service publishers, merchants, craftsmen or professions) to accept payments with high conversion rates
» and which allow individuals (users, subscribers or customers) to pay in a simple and secure way
W-HA has many references that show its overall consideration in terms of payment solutions
» mastery of the upstream with fluid, reassuring and efficient customer routes
» mastering the downstream with the availability of merchants various data repositories or their exploitation via a decision intelligence interface
Key figures 2020
23,3 M€
in turnover
+41% vs. 2019
124,1 M
payment transactions
+17% vs. 2019
696,4 M€
in merchant turnover
+36% vs. 2019
+ de 8,1 M
active customer accounts
+ de 8200
merchants
Leading team
Philippe-Etienne Zermizoglou
Chief Executive Officer
For more than 15 years at W-HA, Philippe-Etienne has a solid background in B2B environment, as well as an international experience in the global communications & networks industry.
Accountable Managing Director of a banking establishment approved since 2001, his technological, regulatory and financial knowledge of the payment industry has led W-HA on the path of interrupted growth and profits since 2004.
Christian de la Morinière
Chief Commercial Officer
For more than 15 years at W-HA, Christian previously held commercial responsibilities in service providers specializing in electronic commerce.
He leads the business relationship with the major customers of W-HA as well as prospecting. Christian also monitors the implementation of projects and ensures the satisfaction of end customers.
Philippe Dyseryn
Chief Marketing Officer
For more than 5 years at W-HA, Philippe has also spent 5 years working for a banking group. He also has a long experience in international business development in the telecom industry.
He is responsible for the development strategy, as well as for W-HA communication. Philippe is also a member of the board of the French Association of Payments and Electronic Money Institutions (AFEPAME).
Nicolas Godon
Chief Financial Officer
For more than 10 years at W-HA, Nicolas has held various management functions as controller within Orange, in particular in the mobile consumer branch and in the large business branch at Group level.
Accountable Director for W-HA, he oversees procurement, general and banking accounting, management control, regulatory statements and the operational management of financial flows.
Jean-Christophe Hammond
Chief Technology Officer
For more than 15 years at W-HA, Jean-Christophe previously worked in various IT and operational areas in high-tech industries.
He leads the technical team responsible for the development and operations of the W-HA platform and is responsible for the IS security and the banking back-office team, also in charge of business intelligence.
Fabien Moreau
Chief Relationship Officer
For more than 15 years at W-HA, Fabien previously held various technical and pre-sales responsibilities within the Orange group.
He is in charge of the W-HA customer relationship, which includes the relationship with the content/service providers, user service management and supervision of the AML-CFT and anti-fraud surveillance cell.
Let’s study your projects together!
Would you like to set up a payment solution, monetize your products or even be able to cash your customers?
Keep in touch
W-HA
Part of the Orange group
25 bis avenue André Morizet
92100 Boulogne-Billancourt - France
