About us

Our history

Our origin

» W-HA was created in 2000 to support the enhancement of services and content provided by publishers on the fixed and mobile Internet.

» W-HA is responsible for the implementation of multi-operator kiosk systems enabling these publishers to be remunerated by means of the fixed or mobile operator invoice.

 

Our engagements

» availability (redundant platform operated 24/7/365 internally)

» security (PCI-DSS certification acquired and confirmed since 2012)

» agility (ownership of platform sources and development exclusively internally)

» the service (internal tray 100% dedicated to the hotline editors and merchants)

 

Our key dates

2000
2001
2002
2003
2004
2008
2008
2011
2012
2013
2013
2014
2014
2016
2018
2020

2000

Society creation

2000 - Création de la société

2001

Approval by the bank of France as a financial company

2002

Launch of “premium on bill” services on Internet (Wanadoo)

2003

Launch of “premium on bill” services on mobile (Orange)

2004

1st operating result positive (and remained positive every year since that period)

2008

Launch of the services of the Ticket range, 1st issue of Electronic Money

2008

Opening of the hub connected to some 15 African countries for the international airtime transfer

2011

1 billion payment transactions (cumulative since opening)

2012

First PCI-DSS certification

2013

Admission as member of GIE CB and member Visa / MasterCard

2013

Evolution in the status of Electronic Money Establishment approved by the ACPR

2014

Launch of W-HA’s new visual identity

2014

Commercial launch of Orange Paiement pro, the first non-bank offer on the mPOS market

2016

Commercial launch of Orange Money, of which W-HA is the issuer and manager in France

2018

Commercial launch of API-money, an electronic money account management solution

2020

Commercial launch of Contodeo, online and mobile bank card collection solution

Our job

A specialist in the payments industry with a dual expertise technical and regulatory

» not only a Digital Services Company with recognized technical skills

» but also an Electronic Money Establishment with established regulatory competences

W-HA implements, for key accounts, complete payment ecosystems

» which allow professionals (service publishers, merchants, craftsmen or professions) to accept payments with high conversion rates

» and which allow individuals (users, subscribers or customers) to pay in a simple and secure way

W-HA has many references that show its overall consideration in terms of payment solutions

» mastery of the upstream with fluid, reassuring and efficient customer routes

» mastering the downstream with the availability of merchants various data repositories or their exploitation via a decision intelligence interface

Key figures 2020

23,3 M€

in turnover
+41% vs. 2019

124,1 M

payment transactions
+17% vs. 2019

696,4 M€

in merchant turnover
+36% vs. 2019

+ de 8,1 M

active customer accounts

+ de 8200

merchants

Leading team

Philippe-Etienne Zermizoglou

Philippe-Etienne Zermizoglou

Chief Executive Officer

For more than 15 years at W-HA, Philippe-Etienne has a solid background in B2B environment, as well as an international experience in the global communications & networks industry.

Accountable Managing Director of a banking establishment approved since 2001, his technological, regulatory and financial knowledge of the payment industry has led W-HA on the path of interrupted growth and profits since 2004.

Christian de la Morinière

Christian de la Morinière

Chief Commercial Officer

For more than 15 years at W-HA, Christian previously held commercial responsibilities in service providers specializing in electronic commerce.

He leads the business relationship with the major customers of W-HA as well as prospecting. Christian also monitors the implementation of projects and ensures the satisfaction of end customers.

Philippe Dyseryn

Philippe Dyseryn

Chief Marketing Officer

For more than 5 years at W-HA, Philippe has also spent 5 years working for a banking group. He also has a long experience in international business development in the telecom industry.

He is responsible for the development strategy, as well as for W-HA communication. Philippe is also a member of the board of the French Association of Payments and Electronic Money Institutions (AFEPAME).

Nicolas Godon

Nicolas Godon

Chief Financial Officer

For more than 10 years at W-HA, Nicolas has held various management functions as controller within Orange, in particular in the mobile consumer branch and in the large business branch at Group level.

Accountable Director for W-HA, he oversees procurement, general and banking accounting, management control, regulatory statements and the operational management of financial flows.

Jean-Christophe Hammond

Jean-Christophe Hammond

Chief Technology Officer

For more than 15 years at W-HA, Jean-Christophe previously worked in various IT and operational areas in high-tech industries.

He leads the technical team responsible for the development and operations of the W-HA platform and is responsible for the IS security and the banking back-office team, also in charge of business intelligence.

Fabien Moreau

Fabien Moreau

Chief Relationship Officer

For more than 15 years at W-HA, Fabien previously held various technical and pre-sales responsibilities within the Orange group.

He is in charge of the W-HA customer relationship, which includes the relationship with the content/service providers, user service management and supervision of the AML-CFT and anti-fraud surveillance cell.

Let’s study your projects together!

Would you like to set up a payment solution, monetize your products or even be able to cash your customers?

contact

Keep in touch

Contact

W-HA

Part of the Orange group
25 bis avenue André Morizet
92100 Boulogne-Billancourt - France